TESTIMONIALS


November 25, 2005

Hi Ron,
I just wanted to write you to let you know how much I appreciate all the help you have given me over the eight years we have known each other.
The Critical Illness policy you have arranged with me has taken away a lot of anxiety for me regarding the future should I take ill and not be able to return to work right away.
I know I can rely on you to give me good advice and to always be on top of current trends and new possibilities.

Thank-you Ron
Susan Pelletier

Dear Mr. Singer:

It was a pleasure meeting with you and discussing the options available to me and my family on Term Life Insurance and Critical Illness Insurance.  I have to compliment you for your professionalism, contact and, above all, your in-depth knowledge of the products you offer to your customers.

Please accept this letter as a testimonial to your qualifications and knowledge.  I am certain that with your ability to elaborate on your company's products your customers will always receive the best product for their needs.

Bob Sachsenidis.,
CEO, AlphaONE Technologies

Ronald Singer has been handling my Insurance and Financial affairs for over 20 years. I have complete confidence in his judgment and expertise in these matters.

Kerry Smith
Managing Partner
Speed Factory

Ron Singer has been a business associate of mine for about 2 years now. He acts as a close advisor to my business and clientele during this time. In addition, I am personally one of Ron's clients and would like to take this opportunity to say a few things about Ron’s business, particularly with a Critical Illness Insurance program.

As a professional accountant dealing with small and medium sized enterprises, I can say that I am on the front lines when it comes to knowing the concerns of clients and business owners. One of the sensitive areas has always been the subject of insurance. Like most people, I myself have never given much thought to "what if" situations, or contingency planning. I have always been a bit naïve in thinking that nothing can happen to me and that I am somehow sheltered from health problems.

However, I have had many unfortunate phone calls from clients who have had to break some bad news to me regarding the diagnosis of various illnesses. I do not believe any of us need to be told statistics as to how many people get diagnosed with these illnesses. All we have to do is look around and observe. 

That being said, I found myself in a position to look more closely at Critical Illness insurance. I believe Critical Illness insurance is the one insurance product that makes the most sense. Ron proved to be an invaluable resource during this time. He explained the policies to me in a language I was able to understand and answered all of my questions thoroughly. I also looked into other Critical Illness packages offered by other insurance companies and found them lacking in several key areas. 

Another aspect Ron's business which I was impressed with was the non-existence of any pressure tactics to sign on with his service. I have dealings with many financial advisors and insurance agents who I felt were similar to used car salesmen. I admired Ron's professional manner in dealing with me and have no reservations when it comes to referring my clients to him.

I would like to take this opportunity to offer my assistance and opinion to anyone who is looking into Critical Illness Insurance. If anyone feels they need an independent professional advice on this subject, they should feel free to contact me. They will not only get my opinion as a professional accountant, but the opinion of a satisfied client as well.

I would like to end by thanking Ron for taking the time to deal with me and looking after my best interests.

Regards,
Ian DiNovo, CGA
Certified General Accountant