CRITICAL ILLNESS INSURANCE

provides a tax-free lump sum benefit, regardless of severity, degree of disability, or ability to work. It provides the necessary liquidity to prevent the erosion of personal or business assets when a critical illness suddenly and unexpectedly strikes. Claims are not subject to interpretation and ongoing qualifications; instead, benefits are paid promptly when clearly defined conditions are met. According to the Canadian Cancer Society approximately 67% of costs related to the treatment of cancer are hidden costs which are not covered by Provincial Government Health Plans.